Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a senior citizen auto insurance discount from Richmond's Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on your state, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What does it take to qualify as a senior driver in Richmond? Eligibility requirements and qualifying coverages are different in every state. In general, you might be eligible for a senior citizen car insurance discount if you're over age 55; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. In some states, the course is entirely online. Materials are available any day or time and you can complete the class when it's most convenient for you. In other states, such courses have both a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save more money on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Virginia! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Richmond!