Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a car insurance discount for seniors in Chesapeake from Direct Auto & Life Insurance. The harsh truth is that older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualifying senior drivers! Depending on your state, you could pay less for beneficial coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Chesapeake? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior discount on car insurance if you're over age 55; live in a state where discounts on car insurance for seniors are offered; successfully complete an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These courses can also be referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Materials are available any day or time and you can complete the class when it's most convenient for you. In other states, these classes also have a driving and classroom element. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save more money on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with confidence when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Virginia! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Chesapeake today!