Car Insurance Agents in Chesapeake 4400 Indian River Rd

We offer various types of car insurance products that help protect you, your passengers, and your vehicle in the event of a car accident or other covered incident. Some of these coverages are mandatory, while others are optional depending on where you live and include:

• Bodily injury liability coverage
• Property damage liability coverage
• Uninsured motorist coverage (UM)
• Comprehensive insurance
• Collision insurance
• Medical payments
• Personal injury protection (PIP) Get your free quote online, over the phone, or at a convenient Chesapeake store near you to see how much you could save.*

What would happen if you, and your income, were no longer around to help make ends meet? If you don't have an answer, consider term life insurance. Direct Auto offers affordable term life insurance in Virginia to replace a loss of income, settle final medical and funeral expenses, pay for daily living expenses, like rent and groceries, or cover college tuition or related expenses.

For less than $1 a day†, you can count on the following term life benefits from Direct Auto:

• Up to $25,000 of coverage
• Flexible payment options
• No medical examination - just answer a few simple health questions
• No waiting - approval times are quick and often instant
• Term life policies for you, your spouse, and your adult children*
• Guaranteed renewal for two years at the same premium**
• No additional down payment when bought with an auto policy from Direct Auto
• An auto insurance discount when you buy term life insurance and car insurance from Direct Auto*** If you're ready to see how Direct Auto can help you find peace of mind with a term life insurance policy, call or come in for a free quote or add term life insurance to your car insurance above.

You never know when you'll get a flat tire, your car battery will call it quits, or the kids will accidentally lock the keys inside the car.

With Direct Auto, you can keep driving when you experience an unexpected roadside emergency by getting a roadside assistance plan added to your car insurance policy with us.

What does Roadside Assistance cover?

Emergency road service plans can vary from company to company. With Direct Auto, you can expect all of the following services when you're a member of our Roadside Assistance program.

• 24-Hour Emergency Towing
• Gas & Essential Fluid Delivery
• Lockout Service
• Jump-Starts for Dead Batteries
• Mechanical Help
• Concierge Benefits Call or come by to get a roadside assistance plan added to your car insurance policy with us today!

SR-22 Certificate Filing
If you've had your driver's license suspended or revoked and need an SR-22 certification to reinstate your driving privileges, Direct Auto can help you get back on the road again quickly.
Our agents specialize in SR-22s and connecting drivers with affordable car insurance coverage, regardless of their history. We'll guide you through the process, providing you with an auto insurance plan that meets your needs, budget, and state requirements, and file the SR-22 with the state on your behalf. We offer the following:*

• Same-day filing
• Competitive rates
• No license required to get started
• Experienced agents who understand your situation
• Available for cars, motorcycles, and non-owners

What is an SR-22?
An SR-22 is not a type of insurance. It shows you have an insurance policy meeting your state's minimum liability coverage or financial responsibility requirements. It's required in many, but not all, states. Some states also have an FR-44 requirement. If you move, you will need to maintain the SR-22 requirement for the state where you initially filed it and meet the auto insurance law of your new state.

Usually, you'll need to file one if you've:

• Been convicted of a DUI or DWI offense.
• Not maintained auto insurance coverage.
• Committed serious driving-related violations.

Keep Driving with Direct Auto Insurance
Call, click, or stop in to get a quote for auto insurance with an SR-22 today!*

Get ready to save through Direct Auto's DynamicDrive® program! By signing up to share your driving insights, you can automatically receive a discount of up to 10% on your auto insurance policy. Additionally, safe driving can lead to even more savings when it's time to renew your policy.

How Does DynamicDrive Work?
After signing up, download the DynamicDrive app, enter your activation code, and take some trips to keep your discount active. The app will give you a score based on your driving performance. The safer you drive, the better your score, which could mean more savings at renewal time.
Within the app, you can view your:

• Your driving score and overall performance
• Trip and route details
• A monthly trip summary

Join the DynamicDrive Program to Receive a Discount Today
Select DynamicDrive® when you get an auto insurance quote online, or let an agent know that you'd like to enroll when you call or visit. By participating, you'll automatically save up to 10% on your premium!

Collision insurance is an optional auto coverage that helps pay for your vehicle's repair or replacement costs if it's damaged in a collision, regardless of fault. It has a deductible, which is the amount you pay out of pocket before your insurance kicks in.

A collision with your car may involve:
• Being struck by a hit-and-run driver
• Colliding with another vehicle
• Crashing into a tree, mailbox, lamppost, or guardrail
• Rollover accidents

How Collision Coverage Works
If the repair costs to your vehicle total $3,500 after a collision, and you have a $500 deductible, you will pay that amount while your insurer covers the remaining $3,000.

Reasons to Consider Collision Insurance
While collision coverage is not legally required, there are a few reasons to add it to your auto policy:

• Lenders often require it for leased or financed vehicles
• It helps if you don't have enough savings to cover repairs
• It offers peace of mind if you live in an accident-prone area or are concerned about accidents with uninsured drivers

Get an Auto Insurance Quote Today
Purchase collision and comprehensive insurance, which are offered together, along with your state minimum coverage today. Call, go online, or stop by for a free quote.