Ready to get rewarded for years of experience behind the wheel? There's a chance you can, with a car insurance discount for seniors in Shelbyville from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for eligible older drivers! Depending on where you live, you might be able to pay less for helpful coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
Who qualifies as a senior driver in Shelbyville? Eligibility requirements and qualifying coverages are different in every state. In general, you may be eligible for a senior discount on car insurance if you are over 55 years old; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with confidence when you have car insurance from Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Tennessee! We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible for a senior citizen auto insurance discount in Shelbyville today!