Commercial Auto Insurance

Direct Locations Near You

A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial auto insurance isn't right for everyone, but you could be eligible for this type of policy if you use your truck or car to do activities related to your business or job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

Here at Direct Auto, we're committed to meeting the unique needs of your small business. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With coverages like Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, Fire and Theft CAC, and more, you'll find the cost-friendly coverage options you want when you visit your local Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) today for your fast and free commercial car insurance quote. Or, visit your nearest Direct Auto location in Newport! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

Obeying Tennessee's New Driving Laws

Effective July 1, 2015, Tennessee drivers caught driving without the proper insurance face an increased fine of $300, originally $100. After January 1, 2016, officers of the law could legally have your car towed on the spot if you are unable to produce proof of valid insurance. Up until January 1, 2017, the state of Tennessee will be implementing an online program to verify drivers’ insurance. The system is designed to track down drivers who have not purchased valid insurance through their vehicle registration information. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.

```