Did you know you could get rewarded for your experience in the driver's seat? Now you probably can, with a car insurance discount for seniors in Nashville from Direct Auto & Life Insurance. The unfortunate fact is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for eligible older drivers! Depending on where you live, you could save big on important coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Nashville? Eligibility requirements and qualifying coverages are different in every state. Generally speaking, you might be eligible for a senior citizen car insurance discount if you're 55 years old or older; reside in a state offering discounts on car insurance for seniors; finish an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. Some states offer the courses entirely online. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you have car insurance from Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Tennessee! We're proud to recognize the experience and maturity that older drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Nashville today!