Commercial Auto Insurance

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A commercial vehicle policy is a great way to help protect the small business you've worked so hard to grow. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Tennessee and the type of business you manage or own.

Commercial auto insurance isn't right for everyone, but you could be eligible for this type of policy if you use your truck or car to do activities related to your business or job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Visit your nearest Direct Auto office in Murfreesboro or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our agents are ready to help you understand Tennessee's specific requirements and definitions for commercial vehicle insurance!

Obeying Tennessee's New Driving Laws

Effective July 1, 2015, Tennessee drivers caught driving without the proper insurance face an increased fine of $300, originally $100. From January 1, 2016 and onwards, police officers could have your vehicle towed immediately if proof of valid insurance is not produced. Leading up to January 1, 2017, the state of Tennessee will be implementing a state-of-the-art insurance verification system. The system has the ability to identify drivers who do not have valid insurance, all through vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.

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