Commercial Auto Insurance

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Commercial auto insurance is one of the best ways you can help protect the business you've worked so hard to build. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. Depending on the type of business you own or manage, Tennessee may require that you purchase a commercial policy.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Visit your nearest Direct Auto office in Morristown or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our agents are ready to help you understand Tennessee's specific requirements and definitions for commercial vehicle insurance!

What Tennessee Drivers Need to Know About New State Insurance Laws

Effective July 1, 2015, uninsured drivers in Tennessee caught driving without the proper insurance will face an increased fine, up from $100 to now $300. From January 1, 2016 and onwards, cops could legally have your car towed immediately if you are not able to provide proof of insurance. Prior to January 1, 2017, the state of Tennessee will be implementing a new online system to verify drivers’ insurance. Once implemented, the program will find drivers who do not have valid insurance, all through vehicle registration records. Owners without insurance will be unable to renew their vehicle’s registration.

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