Commercial Auto Insurance

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A commercial vehicle policy is a great way to help protect the small business you've worked so hard to grow. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Here are a few situations in which a commercial policy could be right for you: you use your vehicle to haul (or tow a trailer hauling) tools or equipment related to your business, you transport people for a fee, you have employees that drive company-owned cars, or your vehicles are titled in the name of your business.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll get the economical coverage options you need when you visit your nearest Direct Auto location.

Visit your nearest Direct Auto office in Millington or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

Changes to Tennessee Insurance Laws - What You Need To Know

As of July 1, 2015, uninsured drivers in Tennessee caught driving without the proper insurance will face an increased fine, up from $100 to now $300. After January 1, 2016, police officers can have your car towed immediately if you cannot provide proof that your vehicle is properly insured. Leading up to January 1, 2017, Tennessee will be working on implementing an online insurance verification program. The system has the ability to identify drivers without insurance through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.

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