Want to see savings based on your years of driving experience? There's a chance you can, with a car insurance discount for seniors in Memphis from Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for eligible older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
Who qualifies as a senior driver in Memphis? Eligibility requirements and qualifying coverages are different in every state. Generally speaking, you could qualify for a senior discount on car insurance if you're over age 55; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Materials are available any day or time and you can study and finish the class on your own timeframe. In other states, these classes also have a driving and classroom element. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save money on auto insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in Tennessee? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Memphis!