Senior Citizen Discounts

Direct Locations Near You

Want to see savings based on your years of driving experience? Now you probably can, with a senior citizen auto insurance discount from Lexington's Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on your state, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

What can senior drivers in Lexington do to qualify? Qualifying coverages and eligibility requirements vary from state to state. In general, you might be eligible for a senior auto insurance discount if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These courses can also be referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. In some states, the course is entirely online. Course materials are available 24/7 and you can complete the class when it's most convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!

Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Tennessee? We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Lexington!

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