Want to see savings based on your years of driving experience? Now you probably can, with a senior citizen auto insurance discount from Lenoir City's Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their level of experience, driving history, or age. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on your state, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What can senior drivers in Lenoir City do to qualify? Eligibility requirements and qualifying coverages vary by state. In general, you might be eligible for a senior auto insurance discount if you're over age 55; live in a state where senior car insurance discounts are available; finish an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with confidence when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Tennessee? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Lenoir City today!