Commercial Auto Insurance

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Commercial auto insurance is one of the best ways you can help protect the business you've worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Tennessee and the type of business you manage or own.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Here are a few situations in which a commercial policy could be right for you: you use your vehicle to haul (or tow a trailer hauling) tools or equipment related to your business, you transport people for a fee, you have employees that drive company-owned cars, or your vehicles are titled in the name of your business.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll get the economical coverage options you need when you visit your nearest Direct Auto location.

Visit your nearest Direct Auto office in Lenoir City or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

How to Obey the New Tennessee Driving Laws

As of July 1, 2015, the fine for being an uninsured driver in Tennessee increased from $100 to $300 (and it's a Class A Misdemeanor). After January 1, 2016, the police can take legal action to have your vehicle towed on the spot if you are not able to provide proof of insurance. From now until January 1, 2017, the state of TN will work on getting a state-of-the-art insurance verification system. This digital program tracks down drivers who do not have valid insurance by reviewing digital vehicle registration records. Owners without insurance will be unable to renew their vehicle’s registration.

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