Commercial Auto Insurance

Direct Locations Near You

Commercial auto insurance is one of the best ways you can help protect the business you've worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial auto insurance isn't right for everyone, but you could be eligible for this type of policy if you use your truck or car to do activities related to your business or job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll get the economical coverage options you need when you visit your nearest Direct Auto location.

Visit your nearest Direct Auto office in Lebanon or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

Important Information Regarding Tennessee Insurance Laws

Effective July 1, 2015, uninsured drivers in Tennessee caught driving without the proper insurance will face an increased fine, up from $100 to now $300. From January 1, 2016 and onwards, cops can take legal action to have your vehicle towed immediately if you don’t have proof of insurance. Leading up to January 1, 2017, Tennessee will be working on creating and implementing an online program to verify drivers’ insurance. This new program will be able to locate drivers who have not purchased valid insurance through their vehicle registration information. Vehicles that are owned by uninsured drivers will be ineligible for renewal.

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