Commercial Auto Insurance

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A commercial vehicle policy is a great way to help protect the small business you've worked so hard to grow. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Tennessee and the type of business you manage or own.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. Here are a few situations in which a commercial policy could be right for you: you use your vehicle to haul (or tow a trailer hauling) tools or equipment related to your business, you transport people for a fee, you have employees that drive company-owned cars, or your vehicles are titled in the name of your business.

Here at Direct Auto, we're committed to meeting the unique needs of your small business. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto location in Lakeland for a fast and free quote for quality commercial insurance coverage! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

Obeying Tennessee's New Driving Laws

As of July 1, 2015, the fine for uninsured drivers caught driving without insurance in Tennessee increased from $100 to $300. Following January 1, 2016, cops will be able to have you car immediately towed away if you cannot provide proof that your vehicle is properly insured. Up until January 1, 2017, Tennessee will be working on implementing a new insurance verification program, available online. Once implemented, the program will find uninsured drivers through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.

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