Commercial Auto Insurance

Direct Locations Near You

A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

Here at Direct Auto, we're committed to meeting the unique needs of your small business. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) today for your fast and free commercial car insurance quote. Or, visit your nearest Direct Auto location in Kingsport! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

How to Obey the New Tennessee Driving Laws

As of July 1, 2015, the fine for uninsured drivers caught driving without insurance in Tennessee increased from $100 to $300. Following January 1, 2016, officers of the law can have your vehicle towed immediately if you are unable to produce proof of valid insurance. From now until January 1, 2017, the state of Tennessee will be implementing a new insurance verification program, available online. The system is designed to track down drivers who have not purchased valid insurance through their vehicle registration information. Owners without insurance will be unable to renew their vehicle’s registration.

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