Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a car insurance discount for seniors in Johnson City from Direct Auto & Life Insurance. The harsh truth is that older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What can senior drivers in Johnson City do to qualify? Qualifying coverages and eligibility requirements vary from state to state. In general, you may be eligible for a senior auto insurance discount if you're 55 years old or older; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Course materials are available 24/7 and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save money on auto insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Tennessee? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Johnson City!