Want to see savings based on your years of driving experience? There's a chance you can, with a car insurance discount for seniors in Hermitage from Direct Auto & Life Insurance. Sadly, drivers over a certain age can often end up paying more for their car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What does it take to qualify as a senior driver in Hermitage? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior discount on car insurance if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and save money on auto insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you have auto insurance with Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Tennessee! We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Hermitage!