Commercial Auto Insurance

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A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Tennessee and the type of business you manage or own.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

Here at Direct Auto, we're committed to meeting the unique needs of your small business. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) today for your fast and free commercial car insurance quote. Or, visit your nearest Direct Auto location in Dyersburg! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

Important Information Regarding Tennessee Insurance Laws

As of July 1, 2015, driving uninsured in Tennessee became costlier, with the fine for driving without the proper insurance increasing from $100 to $300. Following January 1, 2016, law enforcement officials will be able to have your car towed immediately if you cannot provide proof that your vehicle is properly insured. From now until January 1, 2017, the state of Tennessee will be creating and getting into place an online program to verify drivers’ insurance. The system is designed to track down uninsured drivers by accessing vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.

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