Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a senior citizen auto insurance discount from Covington's Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualifying senior drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
Who qualifies as a senior driver in Covington? Qualifying coverages and eligibility requirements vary from state to state. In general, you could qualify for a senior discount on car insurance if you're over age 55; reside in a state offering discounts on car insurance for seniors; successfully complete an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." The courses are entirely online in some states. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save money on auto insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you choose Direct Auto & Life for car insurance. You deserve to work with one of the best auto insurance companies for seniors in Tennessee! We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Covington today!