Commercial Auto Insurance

Direct Locations Near You

A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

At Direct Auto Insurance, we're committed to meeting the needs of your small business. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) today for your fast and free commercial car insurance quote. Or, visit your nearest Direct Auto location in Columbia! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

Obeying Tennessee's New Driving Laws

Effective July 1, 2015, the fine for being an uninsured driver in Tennessee increased from $100 to $300 (and it's a Class A Misdemeanor). From January 1, 2016 and onwards, police officers will be able to have your car towed immediately if you cannot produce proof of valid insurance. From now until January 1, 2017, the state of Tennessee will be creating and getting into place a state-of-the-art insurance verification system. Once implemented, the program will find drivers who have not purchased valid insurance through their vehicle registration information. Vehicles identified as having uninsured owners will not be eligible for registration renewal.

```