Want to see savings based on your years of driving experience? There's a chance you can, with a senior citizen discount on car insurance in Collierville from Direct Auto & Life Insurance. Sadly, older drivers can sometimes pay more for car insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their level of experience, driving history, or age. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What does it take to qualify as a senior driver in Collierville? Eligibility requirements and qualifying coverages vary by state. Generally speaking, you could qualify for a senior auto insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; successfully complete an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. You may also hear these class referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. In other states, these classes also have a driving and classroom element. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have car insurance from Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Tennessee? We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you qualify for a senior auto insurance discount in Collierville!