Commercial Auto Insurance

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Commercial auto insurance is one of the best ways you can help protect the business you've worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

Here at Direct Auto, we're committed to meeting the unique needs of your small business. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the cost-friendly coverage options you want when you visit your local Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto location in Collierville for a fast and free quote for quality commercial insurance coverage! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

Changes to Tennessee Insurance Laws - What You Need To Know

Effective July 1, 2015, uninsured drivers in Tennessee caught driving without the proper insurance will face an increased fine, up from $100 to now $300. After January 1, 2016, the police could have your auto immediately towed if you are not able to provide proof of insurance. Leading up to January 1, 2017, the state of Tennessee will be creating and getting into place a state-of-the-art insurance verification system. Once in place, the system can track down drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.

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