Did you know you could get rewarded for your experience in the driver's seat? There's a chance you can, with a senior citizen auto insurance discount from Cleveland's Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their level of experience, driving history, or age. That's a big reason why we offer a senior citizen insurance discount for qualifying senior drivers! Depending on the state you reside in, you could save big on important coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
Who qualifies as a senior driver in Cleveland? Qualifying coverages and eligibility requirements vary from state to state. In general, you might be eligible for a senior citizen car insurance discount if you are over 55 years old; live in a state where discounts on car insurance for seniors are offered; finish an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. The courses are entirely online in some states. Materials are available any day or time and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with confidence when you have car insurance from Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Tennessee? We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Cleveland!