Did you know you could get rewarded for your experience in the driver's seat? There's a good chance you can, with a senior citizen auto insurance discount from Chattanooga's Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
Who qualifies as a senior driver in Chattanooga? Eligibility requirements and qualifying coverages vary by state. In general, you might be eligible for a senior auto insurance discount if you are over 55 years old; live in a state where senior car insurance discounts are available; successfully complete an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These classes are sometimes referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Materials are available any day or time and you can complete the class when it's most convenient for you. In other states, such courses have both a classroom and driving component. In both cases, these valuable sessions help drivers over 55 stay in-tune with new defensive driving techniques and spend less on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive comfortably when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Tennessee! We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible for a senior citizen auto insurance discount in Chattanooga today!