Commercial Auto Insurance

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A commercial vehicle policy is a great way to help protect the small business you've worked so hard to grow. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the cost-friendly coverage options you want when you visit your local Direct Auto.

Visit your nearest Direct Auto office in Bristol or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

What You Need to Know About Tennessee's New Insurance Laws

As of July 1, 2015, uninsured drivers in Tennessee caught driving without the proper insurance will face an increased fine, up from $100 to now $300. After January 1, 2016, law enforcement agents can take legal action to have your car towed immediately if proof of valid insurance is not produced. Leading up to January 1, 2017, the state of Tennessee will be creating and getting into place a state-of-the-art insurance verification system. Once in place, the system can track down uninsured drivers through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.

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