Commercial Auto Insurance

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A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. Depending on the type of business you own or manage, Tennessee may require that you purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

At Direct Auto, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With coverages like Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, Fire and Theft CAC, and more, you'll find the cost-friendly coverage options you want when you visit your local Direct Auto.

Visit your nearest Direct Auto office in Athens or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our agents are ready to help you understand Tennessee's specific requirements and definitions for commercial vehicle insurance!

Changes to Tennessee Insurance Laws - What You Need To Know

Effective July 1, 2015, the fine for uninsured drivers caught driving without insurance in Tennessee increased from $100 to $300. After January 1, 2016, officers of the law are legally allowed to have your auto immediately towed if proof of valid insurance is not produced. Up until January 1, 2017, the state of TN will work on getting a new online insurance verification program. Once implemented, the program will find drivers who do not have valid insurance, all through vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.

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