Senior Citizen Discounts

Direct Locations Near You

Want to see savings based on your years of driving experience? Now you probably can, with a senior citizen auto insurance discount from Starkville's Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for qualified older drivers! Depending on your state, you could save big on important coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

Who qualifies as a senior driver in Starkville? Qualifying coverages and eligibility requirements vary from state to state. In general, you could qualify for a senior discount on car insurance if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." The courses are entirely online in some states. Course materials are available 24/7 and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!

Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Mississippi? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Starkville!

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