Did you know you could get rewarded for your experience in the driver's seat? Now you probably can, with a car insurance discount for seniors in Melbourne from Direct Auto & Life Insurance. The unfortunate fact is that older drivers can sometimes pay more for car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we have senior citizen car insurance discounts for eligible older drivers! Depending on where you live, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What can senior drivers in Melbourne do to qualify? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you may be eligible for a senior citizen car insurance discount if you are over 55 years old; live in a state where discounts on car insurance for seniors are offered; complete and pass an authorized Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. Some states offer the courses entirely online. Course materials are available 24/7 and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive comfortably when you have auto insurance with Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Florida! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible for a senior citizen auto insurance discount in Melbourne today!