Want to see savings based on your years of driving experience? There's a good chance you can, with a car insurance discount for seniors in Russellville from Direct Auto & Life Insurance. Sadly, elderly drivers often end up paying more for auto insurance. Senior drivers, as well as extremely young drivers, have been shown to have higher car accident rates than middle-aged drivers. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their age, level of experience, or driving history. That's why we offer senior citizen auto insurance discounts for eligible older drivers! Depending on where you live, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
Who qualifies as a senior driver in Russellville? Qualifying coverages and eligibility requirements vary from state to state. In general, you could qualify for a senior discount on car insurance if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; finish an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive comfortably when you have auto insurance with Direct Auto & Life. Want to partner with one of best auto insurance companies for seniors in Arkansas? We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible to receive a senior car insurance discount in Russellville!