Senior Citizen Discounts

Direct Locations Near You

Ready to get rewarded for years of experience behind the wheel? There's a chance you can, with a senior citizen auto insurance discount from Little Rock's Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, no matter their level of experience, driving history, or age. That's why we offer senior citizen auto insurance discounts for qualifying senior drivers! Depending on your state, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.

What does it take to qualify as a senior driver in Little Rock? Qualifying coverages and eligibility requirements vary from state to state. In general, you might be eligible for a senior discount on car insurance if you are over 55 years old; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." The courses are entirely online in some states. Course materials are available 24/7 and you can complete the class when it's most convenient for you. In other states, such courses have both a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!

Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive comfortably when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Arkansas! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Little Rock!

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