Want to see savings based on your years of driving experience? There's a good chance you can, with a car insurance discount for seniors in Hot Springs from Direct Auto & Life Insurance. The unfortunate fact is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their level of experience, driving history, or age. That's why we have senior citizen car insurance discounts for qualifying senior drivers! Depending on your state, you might be able to pay less for helpful coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
Who qualifies as a senior driver in Hot Springs? Eligibility requirements and qualifying coverages vary by state. In general, you might be eligible for a senior citizen car insurance discount if you are over 55 years old; live in a state where discounts on car insurance for seniors are offered; finish an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as "traffic school," defensive driving courses, or mature driver insurance discount courses. In some states, the course is entirely online. Materials are available any day or time and you can complete the class when it's most convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you have auto insurance with Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Arkansas! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to acknowledge it with discounts and savings. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you're eligible for a senior citizen auto insurance discount in Hot Springs today!