Want to see savings based on your years of driving experience? There's a good chance you can, with a car insurance discount for seniors in Fort Smith from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. At Direct Auto & Life, we're always hunting for ways to help drivers save money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for eligible older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
Who qualifies as a senior driver in Fort Smith? Eligibility requirements and qualifying coverages vary by state. In general, you could qualify for a senior auto insurance discount if you are over 55 years old; live in a state where discounts on car insurance for seniors are offered; finish an approved Motor Vehicle Accident Prevention course; and furnish a copy of the certificate saying that you successfully completed it. These classes are sometimes referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and save more money on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with confidence when you have auto insurance with Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Arkansas! We're proud to honor the maturity and experience that senior drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Fort Smith!