Did you know you could get rewarded for your experience in the driver's seat? Now you probably can, with a senior citizen discount on car insurance in El Dorado from Direct Auto & Life Insurance. The harsh truth is that elderly drivers often end up paying more for auto insurance. Senior drivers, along with very young drivers, tend to have higher crash rates than middle-aged drivers. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on the state you reside in, you could pay less for beneficial coverages like Bodily Injury, Property Damage, Uninsured Motorist, Medical Payments, Comprehensive, and Collision.
What can senior drivers in El Dorado do to qualify? Qualifying coverages and eligibility requirements vary from state to state. In general, you may be eligible for a senior citizen car insurance discount if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; successfully complete an approved Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. You may also hear these class referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. Some states offer the courses entirely online. Materials are available any day or time and you can study and finish the class on your own timeframe. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and save more money on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive comfortably when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in Arkansas? We're proud to recognize the experience and maturity that older drivers bring to the road, and we try our hardest to reward senior drivers with the savings and discounts they're entitled to. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you qualify for a senior auto insurance discount in El Dorado!