Ready to get rewarded for years of experience behind the wheel? There's a chance you can, with a car insurance discount for seniors in Homewood from Direct Auto & Life Insurance. The unfortunate fact is that drivers over a certain age can often end up paying more for their car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, no matter their age, level of experience, or driving history. That's a big reason why we offer a senior citizen insurance discount for qualified older drivers! Depending on where you live, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
Who qualifies as a senior driver in Homewood? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you could qualify for a senior discount on car insurance if you're 55 years old or older; live in a state where discounts on car insurance for seniors are offered; successfully complete an approved Motor Vehicle Accident Prevention course; and supply a copy of the certificate saying that you've successfully done so. These classes are sometimes referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. The courses are entirely online in some states. Course materials are posted 24 hours a day, 7 days a week, and you can study and complete the course whenever it's convenient for you. Other states require there to be a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're commuting less as you age, upgrading your ride, or planning a cross-country roadtrip to see family, you can drive with peace of mind when you have car insurance from Direct Auto & Life. You deserve to work with one of the best auto insurance companies for seniors in Alabama! We're proud to recognize the experience and maturity that older drivers bring to the road, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto & Life location to see if you're eligible to receive a senior car insurance discount in Homewood!