Ready to get rewarded for years of experience behind the wheel? There's a good chance you can, with a senior citizen discount on car insurance in Florence from Direct Auto & Life Insurance. Sadly, drivers over a certain age can often end up paying more for their car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. But at Direct Auto & Life, we're always on the hunt for ways to help drivers save money, whatever their driving history, age, or time spent behind the wheel. That's a big reason why we offer a senior citizen insurance discount for qualifying senior drivers! Depending on the state you reside in, you might be able to pay less for helpful coverages like Collision, Comprehensive, Medical Payments, Uninsured Motorist, Property Damage, and Bodily Injury.
What can senior drivers in Florence do to qualify? Eligibility requirements and qualifying coverages vary by state. In general, you may be eligible for a senior auto insurance discount if you're over age 55; live in a state where senior car insurance discounts are available; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as defensive driving courses, mature driver insurance discount courses, or "traffic school." Some states offer the courses entirely online. Course materials are available 24/7 and you can complete the class when it's most convenient for you. Other states require there to be a classroom and driving component. Regardless, both types of sessions help drivers over 55 stay up-to-date on new defensive driving practices and spend less on car insurance!
Whether you're buying a more fuel efficient car, planning a roadtrip to visit family, or commuting less as you age, you can drive with peace of mind when you choose Direct Auto & Life for car insurance. Want to partner with one of best auto insurance companies for seniors in Alabama? We're proud to honor the maturity and experience that senior drivers bring to the road, and we do our best to acknowledge it with discounts and savings. Visit your local Direct Auto & Life or call 1-877-GO-DIRECT (1-877-463-4732) to see if you're eligible to receive a senior car insurance discount in Florence!